Terms of Service

1. Use of the Service

SpendIQ provides tools and insights to help users manage subscriptions and generate negotiation suggestions. You agree to use the service only for lawful purposes.

2. No Financial Advice

SpendIQ provides informational insights only. We do not guarantee savings, outcomes, or results. All decisions you make based on our platform are your responsibility.

3. User Accounts

You are responsible for maintaining the confidentiality of your account and login credentials. You agree to provide accurate information and to notify us of any unauthorized use.

4. Data and Content

You retain ownership of any data you input into SpendIQ. By using the platform, you grant us the right to process and store that data in order to provide our services.

5. Prohibited Activities

You agree not to:

• Use the platform for unlawful purposes
• Attempt to gain unauthorized access to systems or data
• Interfere with or disrupt the service

6. Service Availability

We aim to provide a reliable service, but we do not guarantee that the platform will always be available or error-free.

7. Limitation of Liability

To the fullest extent permitted by law, SpendIQ is not liable for any direct, indirect, or consequential damages resulting from your use of the platform.

8. Termination

We reserve the right to suspend or terminate access to the service at any time if these terms are violated.

9. Changes to These Terms

We may update these Terms of Service from time to time. Continued use of the platform constitutes acceptance of any updates.

10. Contact

If you have questions about these Terms, contact us at: teamspendiq@gmail.com